A practice built
on quiet conviction
Crestmont was established to fill a gap in Singapore's financial education landscape — providing structured, impartial learning without product ties or commercial agendas.
Back to HomeThe thinking behind Crestmont
Crestmont was founded in Singapore with a straightforward purpose: to provide financial education that genuinely serves participants rather than steers them. The practice was shaped by years of observing how many people arrive at important financial decisions without the vocabulary, frameworks, or confidence they need to evaluate their options clearly.
We began with a focus on individual and group education and have since expanded to include advisory work for families navigating shared wealth. In each case, the intention remains the same — to help people think more clearly, communicate more openly, and act more deliberately around money.
Our approach is deliberately unhurried. We do not push participants toward predetermined conclusions. We present ideas, provide context, and create space for questions. What participants do with that knowledge is entirely their own.
Our Mission
To expand the financial literacy of individuals and families in Singapore through structured, vendor-neutral education that builds lasting comprehension rather than short-term certainty.
Our Values
- Intellectual honesty in all content
- Respect for each participant's existing knowledge and culture
- Commercial independence from any financial provider
- A long-term view on learning, not transactional outcomes
The team behind the programmes
Jonathan Tan
Founder & Lead Facilitator
Jonathan brings fifteen years of experience in financial planning and adult education. He developed the Crestmont curriculum after observing repeated gaps in how financial concepts were being communicated to everyday investors in Singapore.
Priya Lakshmanan
Programme Design & Research
Priya leads curriculum research and ensures all content reflects current regulatory, tax, and market realities in Singapore. Her background spans behavioural finance and cross-cultural communication, which shapes the tone of every programme.
Marcus Wong
Family Advisory Specialist
Marcus facilitates the Family Wealth Governance engagements. He brings a background in family mediation and estate planning, and is experienced in navigating the relational dimensions that arise when multi-generational families discuss shared wealth.
How we work
Our practices are shaped by professional standards, ethical commitments, and a deep respect for participant privacy and autonomy.
Vendor-Neutral Content
We do not receive referral fees, commissions, or sponsorships from any financial institution. Content is developed independently and reviewed annually for accuracy and objectivity.
Participant Privacy
Conversations that arise during group sessions remain within the room. We hold participant data in accordance with Singapore's Personal Data Protection Act and do not share information with third parties.
Continuing Education
Our facilitators maintain active engagement with developments in investment regulation, financial planning standards, and adult learning research to keep content relevant and current.
Cultural Sensitivity
Singapore's diversity is reflected in how we facilitate. We are attentive to cultural differences in attitudes toward money, family roles, and communication styles — particularly in the Family Advisory programme.
Accurate, Current Materials
Programme materials are reviewed each quarter to reflect changes in Singapore's regulatory environment, brokerage landscape, and relevant tax considerations.
Participant Wellbeing
We recognise that conversations about money can surface anxiety, conflict, or vulnerability. Our facilitation creates space for these responses while maintaining a supportive, constructive environment.
Financial education with roots in Singapore's market
Singapore presents a distinctive environment for financial learning. The city-state's position as a regional wealth management hub, its multi-tiered brokerage infrastructure, and its complex interplay of CPF, SRS, and private investment accounts create a landscape that generic financial education rarely addresses with sufficient depth.
At Crestmont, we build each programme from the ground up with Singapore residents in mind. The Global Diversification programme, for instance, goes beyond general principles to examine how Singapore-based investors actually access foreign markets — through local brokerages, custodian accounts, and fund platforms — and what the tax implications of each route look like.
Our Family Wealth Governance work draws on an understanding of how Singapore families structure their affairs across generations, including considerations around family-owned businesses, property, and succession within the framework of local estate laws.
We also understand that financial conversations in Singapore carry cultural weight. Discussions about money within families, or between partners, often involve deeply held beliefs shaped by heritage, migration history, and community expectation. Our facilitators are trained to hold these dimensions with care.
Would you like to explore what we offer?
We would be happy to have a brief conversation about your interests and which programme, if any, might be a reasonable fit.
Get in Touch